FREQUENTLY ASKED QUESTIONS
Why the name “Forge The Key Therapy”?: “Forging The Key” in therapy represents the process of collaboration and combined energy to find and create effective tools and help you discover valuable abilities within yourself. You may be able to access parts of yourself and create “keys” to open doors that you never knew were possible or achievable.
Where are you located?: I serve all of California via online therapy. I do not currently offer in-person sessions.
Do you take insurance?: Yes, I currently take Aetna and United Healthcare/Optum through Alma. See my Alma page for details. I also take Anthem Blue Cross through Headway. See my Headway page for details.
What are the private pay rates?: For an individual 55 minute session I charge $200.00.
What are the out of network options?: I provide monthly superbills for those who would like to use them. They work for most PPO plans and some EPO plans. Superbills are a receipt of services paid for with a diagnosis. You submit the superbill to insurance for partial reimbursement. The amount that you get back varies and depends on your specific plan. Some people get half or even full coverage using superbills. You may need to meet your deductible before you get the reimbursement, but submitting the superbills go toward your deductible.
Your Right to a Good Faith Estimate: Notice to Clients and Potential Clients
What is Different About Therapy Than Just Talking to a Friend?
Someone who has training will be able to give you objective feedback that is confidential and provide you with research backed skills. Therapy is a dynamic process and is all about you, which leaves space for you to focus on what you need. Lastly, sometimes we just vent to friends, but therapy is a collaborative process- feedback from the therapist is an important piece.
How Does Telehealth or Virtual Therapy Work & What are the Benefits?
Telehealth is therapy using an internet based confidential platform via live video. This can be more convenient, save time, and can be used anywhere you have access to internet, a phone or computer and a quiet confidential space. Research has shown that telehealth can be just as effective as in person
therapy.
How Do I Decide Whether To Use Insurance Or Not Use Insurance?
If you use your insurance, we are required to share your diagnosis with your insurance company. This is one of the main reasons I don’t take many insurances. When we work without being under the microscope of insurance, we can do the type of work that is best for you, in a timeframe that suits your needs – even if it doesn’t fall into the approved model of care of your insurance company.
Many insurance plans have high deductibles. You may be among the growing number of people who must pay a deductible amount before the insurance company will reimburse for any services. If that’s the case, you’ll be paying out of pocket even if you see someone in your network.
Using your insurance may be less expensive if you have a low copay.
Insurance Deductible VS Copayment
What is a Deductible?
A deductible is the amount of money you must pay out-of-pocket towards covered benefits before your health insurance starts paying. This amount is set is set by insurance company and I cannot alter or change this amount. The amount also must be paid at the time you have your appointment.
What is a Copay/Copayment?
A copay is a fixed out-of-pocket amount paid by you (the insured) for covered services once your deductible has been met. This amount is paid when you receive care.
Questions?
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